Despite a slow start, Apple Pay has gained traction in the American consumer economy. Oh the irony. Apple Pay allows for consumers to pay in-store, online, and in-app without swiping or inserting a card, or entering card credentials online. On January 23, 2019, after two years of the declined ACCC determination, Commonwealth Bank and its subsidiary Bankwest rolled out Apple Pay to personal cardholders. It could simply be that the web service that Apple Pay uses on the back end is currently down. If this is the case, you may just need to wait a few minutes until it’s back up. Apple Pay is one of the newest, most secure payment methods on the block, but sometimes it just doesn't work with every retailer every time. In one alleged crime from April 2017, a stolen card was uploaded to an Apple Pay account to fraudulently acquire two MacBook Pros from an Apple Store in Lynnwood, Washington, costing $7,725. If Apple Pay isn’t working, you may assume that something is going wrong on your iPhone or iPad, but that isn’t always the case. If the card's issuer does support Apple Pay and the card still does not work, you should restart the device and try again, ensuring that the device is connected to Wi-Fi or cellular. My Apple Card Got Declined at the Apple Store: Here’s Why. I go to the wallet on my watch and it says to set it up on my phone. FILE- In this Monday, March 25, 2019, file photo, Jennifer Bailey, vice president of Apple Pay, ... what we are experiencing is the slow and steady decline of Apple. The appeal of Apple Pay for businesses is the ability to process payments faster and with secure verification (Touch ID and FaceID). According to a 2019 survey, 51 percent of mobile payment users in the United States have used Apple Pay … Here are some tips on how to troubleshoot Apple Pay. But when I go to the Apple Watch app on my iPhone and head over to the wallet, it only has 2 options, mirror my IPhone and custom. Apple CEO Tim Cook’s pay declined slightly in 2019 due to a change in the iPhone maker’s payout plan, even as the company’s stock reached all-time highs. Apple said Tuesday that its revenue for the first three months of 2019 declined 5% from the year prior to $58 billion as it grappled with sluggish smartphone demand. I just got an Apple Watch series 3 and am trying to add my debit card to it. By Kate Kozuch 01 November 2019.